If you already have a home and can rent a room in your house or apartment, what difference would the added income make in your life? It could be the difference between scraping by and being able to eat out occassionally. It might allow you to pay the mortgage and keep your house despite unemployment or the loss of an income earner in the household. It might allow you to have a college fund for a child or pay off your own student loans.

Have "Extra" Money

Whether you are a homeowner renting out a portion of your home, or a Home-Mate renting a portion of a home, your costs for housing are significantly reduced. This means you have "extra" income. Extra income that might allow for:

  • Travel
  • Pursuit of Education or Avocation
  • Gifts to Loved Ones
  • Retirement Savings
  • Critical Expenses
  • Luxuries

 

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Save Money on the Cost of Utilities

Modern living requires a range of services unknown to many as recently as 100 years ago.

  • Heat
  • Electricity
  • Water
  • Cable
  • Internet

are all now often considered essentials in the average household. Two or more people splitting the bill will spend less than one alone.

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Save Money on the Monthly Cost of Rent or Mortgage

It stands to reason, if two people are sharing the cost of a rental, each pays less than they would if they were alone. What this extra money can do for them depends hugely on their income. For some it is the difference between homelessness and a roof over their heads, for others it allows them pleasures that extra income can afford.

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Sources: Sharing Housing: A Guidebook for Finding and Keeping Good Housemates
Contributors: Annamarie Pluhar
Recommended Books: Sharing Housing: A Guidebook for Finding and Keeping Good Housemates